USDA Loans

Home financing for eligible rural and suburban areas

Who it may fit

• Buyers purchasing in a USDA-eligible area
• Households within USDA income limits for the area
• Buyers looking for a low down payment option on a primary residence

Things to know

• Property location must be eligible under USDA maps.
• Household income limits apply and are based on area and household size.
• USDA loans include an upfront guarantee fee and an annual fee.
• The home must be your primary residence.

Eligibility, terms, and availability depend on your situation and on lender and program guidelines, and are subject to change. Not all borrowers will qualify. No rates are quoted on this site.