Loan Programs

VA Loans

VA loans are guaranteed by the Department of Veterans Affairs for eligible veterans, active-duty service members, and certain surviving spouses. Serving Veterans is central to World Home Loans' mission.

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Overview

A benefit earned through service

Who it may fit

  • Veterans and active-duty service members with eligible service
  • Certain surviving spouses
  • Eligible borrowers buying or refinancing a primary residence

Things to know

  • Eligibility is confirmed with a Certificate of Eligibility (COE), which I can help you request.
  • Many borrowers can buy with no down payment, subject to eligibility and lender guidelines.
  • VA loans don't carry monthly mortgage insurance, but most borrowers pay a one-time VA funding fee; some are exempt.
  • Refinance options include a VA streamline (IRRRL) and VA cash-out, for eligible borrowers.

Eligibility, terms, and availability depend on your situation and on lender and program guidelines, and are subject to change. Not all borrowers will qualify. No rates are quoted on this site.

Other Loan Programs
ConventionalFHAUSDAJumboRefinanceSelf-Employed & Bank Statement

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